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Guardian Financial Group

Guardian Financial Group is an income and retirement strategies firm that specializes in helping ministers retire with confidence. Our experienced team knows how challenging it can be for those who spend their time serving their congregations to develop a retirement plan because they themselves are bi-vocational ministers with nearly 50 years of service to the Kingdom of God.

Guardian Financial Group specializes in helping ministers address housing allowances, tax issues, Social Security optimization, money management, and retirement planning. After a lifetime of service to others, our goal is to enable ministers to focus on today, knowing their financial future is securely in the hands of those who share their values and beliefs.

Retirement Planning Is Complicated

We Can Help

In our years of service to pastors, we’ve noticed five big problems relating to ministerial finance:

  • Ministers don’t understand the wonderful options available to them when it comes to income and retirement planning, especially concerning housing allowance.

  • Ministers don’t plan for retirement and are forced to rely on their church for financial support well past the time they can no longer work. This creates a continued financial burden to the congregation and can hinder a church from enacting a succession plan.

  • Financial advisors are largely ignorant of the complex tax laws crucial for helping ministers retire successfully, nor can they execute the proper plans associated with ministers and their retirement accounts.

  • Many denominational plans have limited options and don’t provide the personalized advice needed.

  • Some pastors have opted out of Social Security, becoming conscientious objectors to public insurance, and in doing so, may have excluded themselves from receiving Medicare.

Guardian Financial Group’s passion is helping pastors understand the advantages of ministerial finance, and we offer complimentary personalized financial planning by professionals who work exclusively in ministerial finance. We love to educate pastors and churches on the unique aspects of ministerial finance, and we can help set you on the path to a successful retirement today.

Retirement Resources

Our Complimentary Download

MINISTERS’ INCOME GUIDE

Determining whether Ministers fall under the category of employees or self-employed individuals for federal tax purposes is a common dilemma. This distinction holds significant ramifications for the Minister’s tax filings and how churches report the Minister’s earnings.

This website and materials associated with it are designed to provide general information on the subjects covered. Pursuant to IRS Circular 230, it is not intended to provide specific legal or tax advice and cannot be used to avoid penalties or to promote, market, or recommend any tax plan or arrangement. You are encouraged to consult your personal tax advisor or attorney.

Testimonials

Why Guardian Financial?

Click on a dot below for more testimonials.

INCREDIBLE OPPORTUNITY

“I am forever grateful for The Guardian Financial Group. Every ministry owes it to their team members and their families to seriously investigate this incredible opportunity.”

Gary Hay
Founding Pastor
Hope Church, Springfield, MO

GO THE EXTRA MILE

“Guardian Financial has a unique knowledge base that they put into practical strategies for their ministerial clients. I’m especially grateful that they are always willing to go the extra mile! ”

Scott Sanford
Executive Pastor, Stewardship and Operations
Cottonwood Creek Church

HEART FOR PASTORS

“Guardian has come alongside my wife and I at just the right time as we laser focus toward preparing for long-term retirement. Their heart for pastors and knowledge of the clergy tax code has proved invaluable! I am thankful to be able to provide them as a resource to the pastors and church leaders God has called me to serve. ”

Kevin Abbott

A WONDERFUL ORGANIZATION PASTORS CAN COUNT ON!

“I had a question about tax requirements for a retirement gift given to me by the church. I called Guardian and got an immediate response, even though I was not a client. The information given was extremely helpful and reassuring. I would not hesitate to call Guardian again with my retirement and financial needs. They are a wonderful organization pastors can count on!”

Dr. David George, Ret.
Pastor, Amazing Grace Fellowship